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Effective date: May 2026

Cookie Policy

This Cookie Policy explains how SME MoneyBook uses cookies and similar technologies to keep the service secure, reliable, and easy to use.

Legal entity: SME MoneyBook. Business location: Lagos, Nigeria. Jurisdiction: Federal Republic of Nigeria.

1. What Cookies Are

Cookies are small text files stored on your browser or device. They help websites remember sessions, preferences, and security information so the service can work properly.

2. Types of Cookies Used

SME MoneyBook may use the following types of cookies:

  • Essential cookies required for the app to function.
  • Authentication and session cookies used to keep users signed in securely.
  • Preference cookies used to remember app choices where supported.
  • Analytics or performance cookies used to understand and improve platform reliability.
  • Security cookies used to protect accounts and detect suspicious activity.

3. Why We Use Cookies

We use cookies for login, session security, account protection, user preferences, analytics, performance measurement, and improving the SME MoneyBook platform.

4. Third-Party Cookies

Payment processors, analytics providers, error monitoring tools, or support tools may use cookies or similar technologies when their services are connected to SME MoneyBook.

5. Managing Cookies

Users can manage cookies through browser settings. Disabling essential cookies may prevent login, session security, or core app features from working correctly.