Effective date: May 2026
Data Security
This page summarizes the safeguards SME MoneyBook uses to help protect business and account data.
Legal entity: SME MoneyBook. Business location: Lagos, Nigeria. Jurisdiction: Federal Republic of Nigeria.
1. Security Commitment
SME MoneyBook is designed to protect sensitive business financial records, customer records, supplier records, inventory records, and payment metadata.
2. Technical Safeguards
- HTTPS/TLS for encrypted connections.
- Password hashing and session protection.
- Environment secret management and database access control.
- Audit logging for sensitive business actions.
- Rate limiting, monitoring, and error logs to detect abuse or failures.
3. Payment Security
Full card details are handled by payment processors. SME MoneyBook stores payment metadata needed for subscription and billing records.
4. User Responsibilities
Users should use strong passwords, secure their devices, avoid sharing login credentials, and report suspected unauthorized access promptly.
5. Incident Response
If a security incident occurs, SME MoneyBook will investigate, mitigate, and notify affected users where required by applicable law or platform obligations in the Federal Republic of Nigeria.
6. Limitations
No system is 100% secure. Users should keep independent business records and follow good security practices.