Financial Disclaimer

SME MoneyBook provides bookkeeping and financial tracking tools for informational and operational business purposes. The app helps users record money in, money out, invoices, stock, customer records, supplier records, and reports.

SME MoneyBook does not provide accounting, tax, legal, investment, audit, or financial advice. Information in the app should not be treated as a substitute for advice from a qualified professional.

VAT and tax summaries are estimates based on user-entered records and may not reflect official obligations, deductions, exemptions, penalties, or filing requirements.

Users are responsible for reviewing, correcting, and verifying records before filing returns, submitting documents, making business decisions, or relying on reports.

Users should consult accountants, auditors, tax professionals, financial advisors, or legal advisors before making formal filings or important business decisions.

CSV, PDF, invoice, and report exports are generated from recorded data and should be reviewed for completeness and accuracy before official use.